SEGUROS DE SALUD, CARROS, CASA

ONLINE PRIVACY POLICY AGREEMENT

October 18, 2021

Centurion And Roig Insurance Group ( Ana Seguros) values its users' privacy. This Privacy Policy 

("Policy") will help you understand how we collect and use personal information from those who 

visit our website or make use of our online facilities and services, and what we will and will not 

do with the information we collect. Our Policy has been designed and created to ensure  those  

affiliated  with  Centurion  And  Roig  Insurance  Group  of  our  commitment  and realization of 

our obligation not only to meet, but to exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure 

that you are up to date with the latest changes, we advise you to frequently visit this page. If  

at  any  point  in  time  Centurion  And  Roig  Insurance  Group  decides  to  make  use  of  any 

personally identifiable information on file, in a manner vastly different from that which was 

stated  when  this  information  was  initially  collected,  the  user  or  users  shall  be  

promptly notified by email. Users at that time shall have the option as to whether to permit the 

use of their information in this separate manner.

This Policy applies to Centurion And Roig Insurance Group, and it governs any and all data 

collection  and  usage  by  us.  Through  the  use  of  nowobamacare.com,  you  are  therefore 

consenting to the data collection procedures expressed in this Policy.

Please  note  that  this  Policy  does  not  govern  the  collection  and  use  of  information  by 

companies that Centurion And Roig Insurance Groupdoes not control, nor by individuals not employed  

or  managed  by  us.  If  you  visit  a  website  that  we  mention  or  link  to,  be  sure  to 

review its privacy policy before providing the site with information. It is highly recommended and 

suggested that you review the privacy policies and statements of any website you choose to  use  or 

 frequent  to  better  understand  the  way  in  which  websites  garner,  make  use  of  and share 

the information collected.

Specifically, this Policy will inform you of the following

1.   What personally identifiable information is collected from you through our website;

2.   Why we collect personally identifiable information and the legal basis for such collection;

3.   How we use the collected information and with whom it may be shared;

4.   What choices are available to you regarding the use of your data; and

5.   The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if 

you elect not to do so, we reserve the right not to register you as a user or provide you with any 

products or services.

In  addition,  Centurion  And  Roig  Insurance  Group  may  have  the  occasion  to  collect  non- 

personal  anonymous  demographic  information,  such  as  age,  gender,  household  income, 

political affiliation, race and religion, as well as the type of browser you are using, IP address, 

or type of operating system, which will assist us in providing and maintaining superior quality 

service.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

      To better understand your needs and provide you with the services you have 

requested;

      To fulfill our legitimate interest in improving our services and products;

      To send you promotional emails containing information we think you may like when we 

have your consent to do so;

      To contact you to fill out surveys or participate in other types of market research, 

when we have your consent to do so;

      To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we 

retain said information will be determined based upon the following criteria: the length of time 

your personal information remains relevant; the length of time it is reasonable to keep records to 

demonstrate that we have fulfilled our duties and obligations; any limitation periods within which 

claims might be made; any retention periods prescribed by law or recommended by regulators, 

professional bodies or associations; the type of contract we have with you, the existence of your 

consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected

Centurion And Roig Insurance Group does not now, nor will it in the future, sell, rent or lease any 

of its customer lists and/or names to any third parties.

Centurion And Roig Insurance Group may collect and may make use of personal information to assist 

in the operation of our website and to ensure delivery of the services you need and request.  At  

times,  we  may  find  it  necessary  to  use  personally  identifiable  information  as  a

means to keep you informed of other possible products and/or services that may be available to you 

from nowobamacare.com

Centurion  And  Roig  Insurance  Group  may  also  be  in  contact  with  you  with  regards  to 

completing  surveys  and/or  research  questionnaires  related  to  your  opinion  of  current  or 

potential future services that may be offered.

Centurion And Roig Insurance Groupuses various third-party social media features including but not 

limited to Facebook and other interactive programs.  These may collect your IP address and require 

cookies to work properly.  These services are governed by the privacy policies of the providers and 

are not within Centurion And Roig Insurance Group's control.

Disclosure of Information

Centurion And Roig Insurance Group may not use or disclose the information provided by you except 

under the following circumstances:

      as necessary to provide services or products you have ordered;

      in other ways described in this Policy or to which you have otherwise consented;

      in the aggregate with other information in such a way so that your identity cannot 

reasonably be determined;

      as required by law, or in response to a subpoena or search warrant;

      to outside auditors who have agreed to keep the information confidential;

      as necessary to enforce the Terms of Service;

      as necessary to maintain, safeguard and preserve all the rights and property of 

Centurion And Roig Insurance Group.

Non-Marketing  Purposes

Centurion And Roig Insurance Group greatly respects your privacy. We do maintain and reserve the 

right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, 

account issues, and/or changes in Centurion And Roig Insurance Group products and services).  In 

certain circumstances, we may use our website, newspapers, or other public means to post a notice.

Children under the age of 13

Centurion  And  Roig  Insurance  Group's  website  is  not  directed  to,  and  does  not  

knowingly collect personal identifiable information from, children under the age of thirteen (13). 

If it is determined that such information has been inadvertently collected on anyone under the age 

of thirteen (13), we shall immediately take the necessary steps to ensure that such information is

deleted  from  our  system's  database,  or  in  the  alternative,  that  verifiable  parental  

consent  is obtained for the use and storage of such information. Anyone under the age of thirteen 

(13) must seek and obtain parent or guardian permission to use this website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications from 

us by way of email or newsletters. To discontinue or unsubscribe from our website please send  an  

email  that  you  wish  to  unsubscribe  to  nowobamacare@gmail.com.  If  you  wish  to unsubscribe 

or opt-out from any third-party websites, you must go to that specific website to unsubscribe or 

opt-out. Centurion And Roig Insurance Group will continue to adhere to this Policy with respect to 

any personal information previously collected.

Links to Other Websites

Our website does contain links to affiliate and other websites. Centurion And Roig Insurance Group  

does  not  claim  nor  accept  responsibility  for  any  privacy  policies,  practices  and/or 

procedures of other such websites. Therefore, we encourage all users and visitors to be aware when 

they leave our website and to read the privacy statements of every website that collects personally 

identifiable information. This Privacy Policy Agreement applies only and solely to the information 

collected by our website.

Notice to European Union Users

Centurion And Roig Insurance Group's operations are located primarily in the United States. If you 

provide information to us, the information will be transferred out of the European Union (EU)  and  

sent  to  the  United  States.  (The  adequacy  decision  on  the  EU-US  Privacy  became 

operational on August 1, 2016. This framework protects the fundamental rights of anyone in the  EU  

whose  personal  data  is  transferred  to  the  United  States  for  commercial  purposes.  It 

allows  the  free  transfer  of  data  to  companies  that  are  certified  in  the  US  under  the 

 Privacy Shield.) By providing personal information to us, you are consenting to its storage and 

use as described in this Policy.

Security

Centurion  And  Roig  Insurance  Group  takes  precautions  to  protect  your  information.  When 

you  submit  sensitive  information  via  the  website,  your  information  is  protected  both  

online and  offline.  Wherever  we  collect  sensitive  information  (e.g.  credit  card  

information),  that information is encrypted and transmitted to us in a secure way. You can verify 

this by looking

for a lock icon in the address bar and looking for "https" at the beginning of the address of the 

webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your 

information offline. Only employees who need the information to perform a specific job (for  

example,  billing  or  customer  service)  are  granted  access  to  personally  identifiable 

information. The computers and servers in which we store personally identifiable information are 

kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, 

disclosure or modification of the user's personal information under our control.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the 

Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you 

should refrain from further use of our sites. In addition, your continued use of our website 

following the posting of any updates or changes to our terms and conditions shall mean that you 

agree and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our 

website, please feel free to contact us at the following email, telephone number or mailing 

address.

Email: nowobamacare@gmail.com

Telephone Number: 7862129340

Mailing Address:

Centurion And Roig Insurance Group 215 SW 42nd Ave , 711

Coral Gables, Florida 33134

GDPR Disclosure:

If you answered "yes" to the question Does your website comply with the General Data Protection 

Regulation ("GDPR")? then the Privacy Policy above includes language that is meant to account for 

such compliance.

Nevertheless, in order to be fully compliant with GDPR regulations your company must fulfill other 

requirements such as: (i) doing an assessment of data processing activities to improve security; 

(ii) have a data processing agreement with any third party vendors; (iii) appoint a data protection 

officer for the company to monitor GDPR compliance; (iv) designate a representative based in the EU 

under certain circumstances; and (v) have a protocol in place to handle a potential data breach. 

For more details on how to make sure your company is fully compliant with GDPR, please visit the 

official website at https://gdpr.eu. FormSwift and its subsidiaries are in no way responsible for 

determining whether or not your company is in fact compliant with GDPR and takes no responsibility 

for the use you make of this Privacy Policy or for any potential liability your company may face in 

relation to any GDPR compliance issues.

COPPA Compliance Disclosure:

This Privacy Policy presumes that your website is not directed at children under the age of 13 and 

does not knowingly collect personal identifiable information from them or allow others to do the 

same through your site. If this is not true for your website or online service and you do collect 

such information (or allow others to do so), please be aware that you must be compliant with all 

COPPA regulations and guidelines in order to avoid violations which could lead to law enforcement 

actions, including civil penalties.

In order to be fully compliant with COPPA your website or online service must fulfill other 

requirements such as:

(i) posting a privacy policy which describes not only your practices, but also the practices of any 

others collecting personal information on your site or service — for example, plug-ins or ad 

networks; (ii) include a prominent link to your privacy policy anywhere you collect personal 

information from children; (iii) include a description of parental rights (e.g.  that you won't 

require a child to disclose more information than is reasonably necessary, that they can review 

their child's personal information, direct you to delete it, and refuse to allow any further 

collection or use of the child's information, and the procedures to exercise their rights); (iv) 

give parents "direct notice" of your information practices before collecting information from their 

children; and (v) obtain the parents' "verifiable consent" before collecting, using or disclosing 

personal information from a child. For more information on the definition of these terms and how to 

make sure your website or online service is fully compliant with COPPA please visit 

https://www.ftc.gov/tips-advice/business-center/guidance/childrens-online- 

privacy-protection-rule-six-step-compliance. FormSwift and its subsidiaries are in no way 

responsible for determining whether or not your company is in fact compliant with COPPA and takes 

no responsibility for the use you make of this Privacy Policy or for any potential liability your 

company may face in relation to any COPPA compliance issues.